Project Summary: READ CAREFULLY. 200 to 300 words only due in 12 hours. Most Americans plan and prepare inadequately for their lives to be lived after their working lives end. Most Americans have only the wealth tied up in the homes' equity where they reside and their Social Security benefits in retirement. What are some of the anticipatable risks they bear and what are the opportunity costs of being ill-prepared for retirement? On these bases, what could you do differently during your working lives and why? Note you may Google "Personal finance" if you search for guidance in answering these questions. Just provide links for any sources you cite.